| Interest Rates |
| New Vehicles |
| Up to 60 payments |
4.99% |
| Up to 72 payments, Car loans over $20,000.00 |
5.49% |
|
| 2020- 2022 Used Vehicles |
| Up to 60 payments Loans $19,999.99 and under – 95% of NADA Retail |
5.49% |
| Up to 72 payments Loans $20,000.00 and over – 95% of NADA Retail |
5.99% |
| Up to 60 payments Over 20,000 miles – 95% of NADA Retail |
6.24% |
|
| 2019–2016 Used Vehicles |
| Up to 48 payments – 95% of NADA Retail |
6.24% |
| Up to 60 payments – 95% of NADA Retail |
6.49% |
|
| 2015 and Older Vehicles |
| Up to 48 payments – 95% of NADA Retail |
8.50% |
|
| Recreational Vehicle Loans (No Four Wheelers) |
| Up to 72 payments |
6.00% |
| Up to 144 payments *For Qualifying Amounts |
7.00% |
| . |
| Farm Equipment Loans |
| Up to 72 months |
8.00% |
| Up to 120 months *For Qualifying Amounts |
9.00% |
|
|
| Motorcycle Loans |
| 95% of NADA Retail |
10.00% |
| Up to 60 Months |
|
|
| Side-by-side Loan |
| 90% of NADA Retail |
6.00% |
| Up to 72 payments |
|
|
| Signature Loan Limits |
| 60 Days – 6 Months …$ 1,000.00 |
|
| 6 Months – 3 Years …$ 2,000.00 |
|
| 3 Years – 6 Years …20% of Gross Salary |
|
| 6 Years or More …25% of Gross Salary |
|
|
| Loan Repayment Schedule |
| $100.00-$1,000.00 12 Months |
|
| $1,001.00-$2,000.00 24 Months |
|
| $2,001.00-$3,500.00 36 Months |
|
| $3,501.00-$7,000.00 48 Months |
|
|
|
| Other Information |
| 12.00% interest rate on loan liner |
|
| All Loan Liners will have to be paid down 25% before re-financing |
|
| There is a waiting period of 10 working days for all loan liners that have been paid down for the purpose of refinancing. |
|
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