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Interest Rates
New Vehicles
up to 60 payments 4.99%
up to 72 payments, Car loans over $20,000.00 5.49%
Newer Used Vehicles 2018-2016
up to 60 payments Loans $19,999.99 and under – 95% of NADA Retail 5.49%
up to 72 payments Loans $20,000.00 and over – 95% of NADA Retail 5.99%
up to 60 payments Over 20,000 miles – 95% of NADA Retail 6.24%
2015-2012 Used Vehicles
up to 48 payments – 95% of NADA Retail 6.24%
up to 60 payments – 95% of NADA Retail 6.49%
2011 and older Vehicles
up to 48 payments – 95% of NADA Retail 8.50%
Recreational Vehicle Loans (no Four Wheelers)
72 payments 6.00%
144 payments *For Qualifying Amounts 7.00%
.
Farm Equipment Loans
Up to 72 months 8.00%
Up to 120 months *For Qualifying Amounts 9.00%
Motorcycle Loans
95% of NADA Retail 10.00%
60 Months
Side-by-side Loan
90% of NADA Retail 6.00%
up to 72 payments
Signature Loan Limits
60 Days – 6 Months …$ 1,000.00
6 Months – 3 Years …$ 2,000.00
3 Years – 6 Years …20% of Gross Salary
6 Years or More …25% of Gross Salary
Loan Repayment Schedule
$100.00-$1,000.00 12 Months
$1,001.00-$2,000.00 24 Months
$2,001.00-$3,500.00 36 Months
$3,501.00-$7,000.00 48 Months
Other Information
12.00% interest rate
All Loan Liners will have to be paid down 25% before re-financing
There is a waiting period of 10 working days for all loan liners that have been paid down for the purpose of refinancing.

 

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