| Interest Rates | |
| New Vehicles | |
| Up to 60 payments | 4.99% |
| Up to 72 payments, Car loans over $20,000.00 | 5.49% |
| 2023-2021 Used Vehicles | |
| Up to 60 payments Loans $19,999.99 and under – 95% of NADA Retail | 5.49% |
| Up to 72 payments Loans $20,000.00 and over – 95% of NADA Retail | 5.99% |
| Up to 60 payments Over 20,000 miles – 95% of NADA Retail | 6.24% |
| 2020-2017 Used Vehicles | |
| Up to 48 payments – 95% of NADA Retail | 6.24% |
| Up to 60 payments – 95% of NADA Retail | 6.49% |
| 2016 and Older Vehicles | |
| Up to 48 payments – 95% of NADA Retail | 8.50% |
| Recreational Vehicle Loans (No Four Wheelers) | |
| Up to 72 payments | 6.00% |
| Up to 144 payments *For Qualifying Amounts | 7.00% |
| . | |
| Farm Equipment Loans | |
| Up to 72 months | 8.00% |
| Up to 120 months *For Qualifying Amounts | 9.00% |
| Motorcycle Loans | |
| 95% of NADA Retail | 10.00% |
| Up to 60 Months | |
| Side-by-side Loan | |
| 90% of NADA Retail | 6.00% |
| Up to 72 payments | |
| Signature Loan Limits | |
| 60 Days – 6 Months …$ 1,000.00 | |
| 6 Months – 3 Years …$ 2,000.00 | |
| 3 Years – 6 Years …20% of Gross Salary | |
| 6 Years or More …25% of Gross Salary | |
| Loan Repayment Schedule | |
| $100.00-$1,000.00 12 Months | |
| $1,001.00-$2,000.00 24 Months | |
| $2,001.00-$3,500.00 36 Months | |
| $3,501.00-$7,000.00 48 Months | |
| Other Information | |
| 12.00% interest rate on loan liner | |
| All Loan Liners will have to be paid down 25% before re-financing | |
| There is a waiting period of 10 working days for all loan liners that have been paid down for the purpose of refinancing. | |
